Showing posts with label guarding our finances through the holidays. Show all posts
Showing posts with label guarding our finances through the holidays. Show all posts

Guarding our finances through the holidays Part 4

Today we will discuss one final attitude we need to take on to guard our finances before we begin discussing practical tips. If you and I are going to be able to have an attitude of steward and make sure that our treasure is not in worldly wealth, we are going to have to become content right where we are. We want to have an attitude of contentment. You might be gasping right now, thinking you could never be content with the financial state that you are in right at this very moment. My answer to you is if you have debt then you shouldn’t be content. You should be ready to do whatever you need to do to get that debt paid off in a hurry. That is the biblical way. What we are talking about is being content with what we have and with where we are on the way to where we are going. Could you say that you are content with your circumstances? Let’s examine our hearts today and allow God to shine a light upon our world, revealing to us what it means to be content.


Luke 3:14 says, “…John replied, ‘Don’t extort money or make false accusations. And be content with your pay.” Let me be clear that this verse isn’t saying we shouldn’t be excited and accepting when God gives us promotion or an increase in pay. I’m only making the point that you shouldn’t allow discontentment to consume you. Don’t become so discontent with your income that it steals your joy and peace. If you and I are always wishing we could have more and more, it can lead our hearts right back to treasures on earth and not heaven. Which as we learned last week, can cause us to fall into temptation and destruction.

All throughout scripture we see it tell us to be content in all things, and that if we have food and clothing we should be content with that. It also warns us to stay free from the love of money and to be content with what we have because God will never leave us nor forsake us. Many of us can probably think back to a time that we have had a critical and judgmental attitude towards someone else simply because we weren’t content with what we had ourselves. This isn’t God’s will for our lives. The reason he tells us over and over in his word to be content is because he knows the danger and destruction of us being discontent. Proverbs 15:16 shows us that it is better to have little as it relates to wealth and possessions but still have the fear of the Lord, than it is to have much and find ourselves in turmoil and without God. 1 Timothy 6:6 shows us that godliness with contentment is great gain. God and God alone is where you and I need to find our satisfaction. When we find our satisfaction in him, we find nothing but gain for our lives.

I want to tell you about a circumstance that I watched someone walk through recently that reminds me of this topic of finding security in our money. A very wealthy man and his wife had one daughter. This daughter was having problems with severe depression and had gotten to the point that she was repeatedly trying to commit suicide. In the past they had always been able to use their money to fix their circumstances. They had used it to buy for this young girl the very best of everything all through her life, yet she still found herself lacking any hope or joy. Now they were using their money to try and buy all of the best medicines, doctors, and treatments to help their daughter. They made a very profound comment in the midst of this traumatic time. They said “We have the nicest homes, many cars, and an abundance of money. None of it is helping us to find joy, hope, or healing for our daughter.” They had looked to their money and cried out to it “save us!” Then when it did not, they finally came to the point that they were able to say “Is not this thing in my right hand a lie?” I don’t know how their story ended, but I pray that it was with finding Jesus. This is what God’s word is trying to show us. Our culture tries to convince us that the more we have the safer we are from ever losing hope. God’s word tells us quite the opposite. It tells us that true contentment, hope, and satisfaction can only be found in Jesus.

In Philippians 4:10-13 Paul tells us that he learned to be content. He knew what it was to have plenty and he knew what it was to be in need, but either way he could be content. He gives us a clue to the secret of being content in verse 13. He says “I can do everything through him that gives me strength.” Christ is the secret. When you and I stay connected to Christ we are going to have the strength to be content in any circumstance. Apart from Christ we have nothing and will find our hearts searching after the things of this world. It doesn’t matter what your circumstances are, you too can learn to be content through him that gives you strength. As you do it is sure to help you guard your finances through the holidays.
Xoxo

Justeina

Guarding our finances through the holidays Part 3

As we work our way through our holiday blog series called Guarding Our Finances we have been talking about the attitudes we hold toward our money and possessions. Last week we looked at having the attitude of steward and not owner. Today let’s see where your treasure is.
Matthew 6:24 tells us, “For where your treasure is, there your heart will be also.” This is a caution to us to not allow the things we can see and touch become a treasure to us, because when they do, they will steal all of our thoughts, time, and devotion. Let it not be what you and I work to store up. These things are only temporary. They are capable of being robbed, damaged, or lost in an instant. We cannot put our hope and trust in these things, they will fail us. We cannot find our satisfaction in these things, they will leave us empty. We cannot build our lives on top of them, they are just sinking sand.

The culture we live in does not help us out with this one AT ALL! The culture says that you just haven’t arrived unless you have a prestigious job, a large income, the top cars and the largest homes (one is not enough), wearing the top brands and the flashiest jewelry, and of course the up most education. I am not saying that it is right or wrong to have these things, but I am saying they are only temporary and they shouldn’t be where your heart is found. They shouldn’t be your treasure.

Allowing worldly possessions to become our treasure can have so many devastating consequences. One of them is mentioned in Matthew 6:24. It says that we can’t serve two masters. We will love the one and hate the other. We will be devoted to one and despise the other; we cannot serve both God and money. The word for money here is mammon, and it means gain. It is talking about anything in the world we use for gain. Placing too much value in money, possessions, prestige, and people’s opinions can steal away our devotion to God. If we are constantly looking to gain in the world, it can take our focus off of kingdom things. Matthew 6:33 says to seek first the kingdom.

That is to be our first priority, not an abundance of things from the world. Colossians 3:2 reminds us to set our minds on things above and not on earthly things. Girls we have to do a heart check. We have to be honest with where our treasure is. I need to tell you that how much money you have currently has nothing to do with where your treasure is. You could have an abundance of wealth and not have allowed it to become your treasure. You could just as easily not have a penny to your name, but have allowed the desire to gain wealth become your treasure. This is a very dangerous place to be.

I don’t know about you, but I find myself people watching all the time. Sometimes I have to be very careful to guard my heart as I do. Our motives aren’t always pure in checking out those around us. Could it be that we want to know if they have something we don’t? Could it be that we end up being consumed with wishing that we had what they have? That we looked like them…Wore their size…Could sing like them…Had their job…Had their car…Had their home…Had their title? Are we really busy trying to keep up with the Jones’s?

We can walk around with our green tented glasses on, envying all those around us and it is keeping us in bondage. In Luke 12 it reminds us that, “a man’s life does not consist in the abundance of his possessions.” You are not defined by how much you have. You’re identity is not found in the value of your dress size, job, home, car, or bank accounts. You’re identity is found in Christ and Christ alone. He is your treasure and your very great reward. So be on guard this Christmas when you begin your holiday shopping. Evaluate where your real treasure is, and begin to teach your children that the real treasure of Christmas is not all the gifts, but Jesus himself.


xoxo
Justeina

Guarding our finances through the holidays Part 2

The first step for you and me in this process of guarding our finances this holiday season is realizing that we are just stewards, not owners. If you and I are going to manage our resources according to the bible we have to get it straight within our hearts who the true owner of those resources is. We are only stewards. Only the manager over the things entrusted to us. If you and I try to take over and claim ownership of our money, time, and resources it will lead us astray every time and many times bring destruction and defeat. Psalm 24:1 tells us, “The earth is the Lord’s, and everything in it, the world and all who live in it.”


A steward is just a manager of someone else’s property. They manage the property according to the owner’s wishes. An owner holds all rights to that thing. They are the legal titleholder and proprietor. What about you? Do you seem to fall into the mindset that you are the one that holds all rights to your money, time, and resources? Do you claim yourself as owner? Owner of your home, car, children, and business? Owner of your gifts and talents? We have to be very careful and very clear that we are only stewards, only managers. God is the true owner of everything you and I have. He is the one that should get the final say on how it should be managed. And trust me he has lots of advice for us on how to manage money in his word.

Think about the overwhelming mindset of the culture in which we live. “I worked hard for it and it’s mine!” The mindset that says it was my talent and hard work that earned this wealth and I should be able to do with it what I want to. Mine, Mine, Mine. This is the resounding word we see everywhere we look. You and I can also fall into this same seductive “mine” mentality. Scripture tells us to remember the Lord our God, for it is he that gives us the ability to produce wealth. Romans 14:12 says, “So then we will all give an account of ourselves to God.” We will certainly have to give an account to our “my money is my money” attitude if we have one. As we take on this attitude we begin to live beyond our means, confuse desires with needs, and rely on credit cards to sustain our “my money” lifestyle. Being a steward is adopting an attitude that says I have been made manager over these resources and I need to manage them wisely.

I really want to challenge you to think how different you would manage your money and resources if you truly did believe that God is owner and giver? As we close today’s study allow God to do an assessment over your life. Allow him to show you the areas that you are still trying to hold onto as owner instead of steward. It could be over your money, your home, your job, your children, or your gifts and talents. As long as you and I continue hold our grip on our resources as owner we will never be able to manage them as the steward that God expects us to be. When we take the appropriate role of steward, it is sure to bring God glory, and will certainly help you better guard your finances throughout the holidays.

xoxo
Justeina

Guarding our finances through the holidays

Christmas is coming! You can see it and smell it everywhere you turn. The stores are all full of Santa Clauses, pine trees, colorful lights, pumpkin pies and spiced cider. With the Holidays approaching quickly, we need to make sure we have a healthy mindset of the joy of giving while also being honest about our financial ability to give. So often families find themselves with a whopping credit card bill after Christmas that follows them around for months to come. All the stress and strain added to a marriage and family all for just one day of giving glee. Don’t get me wrong, it’s an amazing feeling to be able to give generously to the ones you love. But when you really think about it, today’s culture leads us to believe that we not only have to give generously to the ones we love, but even the ones we hardly like! (what? you didn't think i'd say that?)


We start to feel obligated and before we know it we are giving to our neighbors, teachers, coworkers, our third cousin we hardly know, all our children’s classmates, and we even keep a few extra gifts handy…just in case someone we don’t expect gives us one. We fall into this vicious cycle all the while causing our financial status to plummet further and further into chaos.

I want to spend the next few weeks talking about the balance between giving generously and being content to refuse to give under compulsion. What would change for you this year if you really did throw off that feeling of obligation to buy things beyond your means for the ones in your world? Would the end result of your holiday shopping sprees be different this year if you chose to use wisdom from God’s word rather than following the cultures standard? I imagine your answer is that it would be. What a freeing thing it would be to not spend all next year paying off what you couldn’t afford, but had to have this year. Just like you I could use a few reminders myself about the true meaning of Christmas. With a little direction from God and a lot of heart checks by us, we can have a holiday of giving without finding ourselves in bondage to the bills that follow. So be sure to check the blog every Monday over the next few weeks for our series called: Guarding Our Finances Through the Holidays. Until then just be praying and asking God to direct your steps and open your eyes to HIS plan for this year’s Christmas holiday!


xoxo

Justeina